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Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
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Things to Look for Before Buying New Home Appliances

  • July 22, 2025

Buying a new home appliance can be confusing because of a wide range of details like price tags, variety of available models, and brand names. Here are some handy tips which you can use to make the right decision while purchasing a new home appliance:

Check Reviews 

Don’t go for your gut feeling. Always take your time to read reviews of your desired appliance model and make the decision accordingly. You never know what hidden fault you may explore beforehand if you read the reviews properly. 

Never Overlook Warranties 

You cannot expect a home appliance to work 100% efficiently. Any unforeseen issue can come out of nowhere. This is where you can claim the warranty and get your faulty appliance replaced with a new one. 

Always Set Your Budget Beforehand 

Defining your needs in accordance with your budget is the best approach to buy a home appliance. It does not matter whether it is an oven, fridge, freezer, vacuum cleaner, toaster, stove, juicer, or any other home appliance; you must set your budget before shopping. 

Know Proper Measurements 

You must take proper measurements of the space in which you intend to place the appliance. Buying an appliance in haste without knowing appropriate measurements can cause you stress later. 

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Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $500 and $5,000. Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution.
Warning About Borrowing

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Login
Apply Now
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